GARDENERS INSURANCE: If You Want Your Business To Keep Growing, You Need To Protect It
Working as a gardener, or running a small gardening business, you may be wondering why you'd need gardeners insurance. After all, what could go wrong?
Quite a lot, as it happens.
The point is, you're working on someone else's property. And that makes you potentially liable for any damage you might cause. Even if it's not your fault.
Imagine that you break a valuable garden ornament while mowing the lawn. Or you rupture a water pipe while digging. Or a customer injures herself by stepping on a rake you've left lying on the grass.
Incidents like these could easily lead to a claim being made against you - particularly in these days of 'no win, no fee' legal services. And without gardener insurance - specifically gardener insurance that includes public liability cover - you could be faced with a compensation payment which, together with the legal bills, could ruin everything you've worked so hard to build up.
There are other things that can go wrong too. Gardeners use a lot of different tools -mowers, hedge trimmers, spades, shears - and tools have a habit of getting damaged, lost or stolen at just the wrong time. If your gardeners insurance includes tools and equipment cover, you'll be able to replace what you need when you need it without having to worry about an expense you hadn't planned for.
And there's one other type of cover you need to think about. If you employ any staff - even casual labour - you're required by law to have employers' liability insurance.
In short, if you want your business to keep growing, you need to insure it. Just follow the link to get the insurance for gardeners that’s right for you.