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Landscape Gardeners Insurance

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LANDSCAPE GARDENERS INSURANCE: A Simple Accident Could Change The Outlook Very Quickly

Landscape gardener insurance. Probably the last thing you want to think about. Particularly when the weather's fine and you're spending as much of your time as possible working outside, turning your clients' gardens into something they - and you - can be proud of.

After all, that's why you started a landscape gardening business in the first place isn't it?

Unfortunately, without landscape gardeners insurance, you could find you don't have a business at all.

If that sounds like scaremongering, just think about some of the risks you're running.

Imagine a client suffers a fracture, or worse, from falling into a newly-dug trench you'd forgotten to warn her about. Or an employee suffers a serious back injury whilst lifting some heavy patio slabs you asked him to move.

Your business may be going well. But do you have the financial resources to cover the kind of compensation payment - not to mention the legal fees - which you could suddenly find yourself liable for? If not, your business might suddenly be going nowhere at all.

Unless, of course, you have the kind of landscape gardener insurance that includes both public liability and employers liability cover (the latter being a legal requirement anyway).

And while you're thinking about insurance, what about all the tools and equipment you've invested in? You know how easily they can get damaged or go missing. Do you have a contingency fund, a large pot of spare cash available to replace anything you might need whenever you might need it? If not, adding tools and equipment cover to your insurance for landscape gardeners could save you a lot of money in the long run.

When the sun’s shining and everything’s looking good, don’t forget that a simple accident could change the outlook very quickly and very dramatically. So why not follow the link to find the landscape gardeners insurance you need to protect your business.

 
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