Feed Editor (Unlicensed) 20 Jul 2011 05:24:08 GMT Tradesmaninsure.co.uk is the UK's leading tradesman insurance website offering comprehensive coverage to over 100+ trades. From builders to plumbers, electricians to plasterers our tailored policies provide all the protection a tradesman will ever need. Our Tradesman Insurance products include public liability insurance, employers liability insurance and tools equipment insurance, underwritten by top insurers. http://www.tradesmaninsure.co.uk/ en We now provide cover for over 100 trade descriptions including builders, decorators, electricians, carpenters, landscape gardeners and plumbers to name a few. Please check the list below and then 'Get A Quote' to see how much money we can save you. 20 Jul 2011 05:24:53 GMT http://www.tradesmaninsure.co.uk/trades_we_insure.html CD5B4563-E9F9-40B8-88F0-48986EB139A7 Of course you’re an expert when it comes to air conditioning. But installing any kind of domestic or commercial system, particularly an electrical system, can be risky. Make a mistake and the consequences could be very costly indeed (and let’s face it, we all make mistakes from time to time}. 20 Jul 2011 05:28:58 GMT http://www.tradesmaninsure.co.uk/air-conditioning-installation-engineer-insurance.html 08005467-0D8C-41A6-BA70-499E34F48ED2 A fire caused by faulty wiring. An accident caused by equipment carelessly left in the path of an unsuspecting customer. It doesn’t take much for even a straightforward alarm installation to turn into a disaster. And with it, a serious claim for damages and some equally serious legal bills. 20 Jul 2011 05:29:54 GMT http://www.tradesmaninsure.co.uk/alarm-installers-insurance.html 6E5BDFE0-C0F3-410B-8EB1-E3F914583AA4 As a skilled Artexer, you don’t need us to tell you that artexing really isn’t a DIY job. But things can still go wrong even for the most skilled of tradesmen. 20 Jul 2011 05:33:21 GMT http://www.tradesmaninsure.co.uk/artexers-insurance.html A0287215-0996-48AD-B407-97933E332003 It doesn’t matter how proficient you are, things can sometimes go wrong. You may know all there is to know about installing bathrooms, but when you’re working in someone else’s property, there’s always the possibility that the customer’s property will get damaged. 20 Jul 2011 05:33:59 GMT http://www.tradesmaninsure.co.uk/bathroom-installation-fitters-insurance.html E590818D-4B2E-423A-8249-234CAB90D4F7 It’s probably not something you like to think about. But even the most skilled Bricklayer can make a mistake sometimes. Misjudge the foundations and a wall can collapse. Drop a brick when you’re working at height and someone can get badly hurt. 20 Jul 2011 05:36:06 GMT http://www.tradesmaninsure.co.uk/bricklayers-insurance.html 32C8E236-757B-452B-BAA1-029BA60F0E33 Building can be a hazardous business. Which is why, if you’re self-employed or you run a small firm, you need Builders Insurance. 20 Jul 2011 05:36:53 GMT http://www.tradesmaninsure.co.uk/builders-insurance.html 8CB6134E-7BF8-49D7-81EB-3D4CC0184AA1 As a Caretaker, you’re responsible for someone else’s property. That’s pretty much the job description. But what if something gets damaged or someone gets injured on your watch? Who’s responsible? 20 Jul 2011 05:37:35 GMT http://www.tradesmaninsure.co.uk/caretakers-insurance.html E522288F-EF1F-4445-B61B-AC6CFE12658E Maybe you work entirely on site. Or maybe you have your own workshop, Either way, if you’re working without public liability insurance, you’re running a serious risk. 20 Jul 2011 05:38:22 GMT http://www.tradesmaninsure.co.uk/joiners-insurance.html AF62241A-1E9C-4BF8-BF97-9214CD0344B1 Working in someone else’s home or office is always a potentially risky business. A customer’s property can get damaged accidentally. Tools and equipment left lying around can lead to a customer taking a fall and suffering an injury. Even if you’ve been fitting carpets for years, the unexpected can still happen. 20 Jul 2011 05:39:04 GMT http://www.tradesmaninsure.co.uk/carpet-fitters-insurance.html 9FDD76C9-9F5A-452A-B14B-854A32D9AC58 If you’re reading this, you must be in the carpet cleaning business. And that suggests that you’re always very, very careful with your customers’ carpets. (If you weren’t, you’d probably be out of business by now.) 20 Jul 2011 05:40:09 GMT http://www.tradesmaninsure.co.uk/carpet-cleaners-insurance.html 6EAAF41C-56E4-4686-AE3D-7B141D067059 Being insured to drive the cars you drive isn’t the only kind of insurance you need to worry about as a Chauffeur. 20 Jul 2011 05:40:35 GMT http://www.tradesmaninsure.co.uk/chauffeurs-insurance.html A62A5B07-37E7-4B67-BEEF-D30B7F90F6E1 What with the soot and the dust and the equipment you have to use, you know only too well there’s a real risk of causing mayhem in customers’ properties when you sweep their chimneys. That’s why you take every care to ensure it doesn’t happen. 20 Jul 2011 05:42:19 GMT http://www.tradesmaninsure.co.uk/chimney-sweepers-insurance.html 9CD1A8EC-FF4F-4406-B0D2-B1FA76D1CED1 Whether you clean people's homes or office premises or provide a specialist service such as carpet and upholstery cleaning, you really don't want to be without cleaners insurance 20 Jul 2011 05:43:39 GMT http://www.tradesmaninsure.co.uk/cleaning-insurance.html E3B65B5B-870C-4FF6-88AD-B102523F1976 You may be at the top of your game when it comes to repairing computers. You may be able to diagnose a problem instantly and fix it in no time at all. But things can sometimes go wrong, even for the best of us. 20 Jul 2011 05:44:35 GMT http://www.tradesmaninsure.co.uk/computer-repairer-insurance.html DF59A289-9F29-4B9B-BA00-EA4C8E8108D2 It may seem like a statement of the obvious - you can’t fit curtains or blinds anywhere other than the customer’s premises. But have you thought about the risk that involves for you and your business? 20 Jul 2011 05:45:15 GMT http://www.tradesmaninsure.co.uk/curtain-blind-fitter-insurance.html 993E433A-CBD3-47DA-8260-7CFC0D5DA853 As a highly experienced Damp Proofing Contractor, you know only too well that if you don’t work with the greatest of care you could cause significant damage to a customer’s property. Even worse, if you leave tools and equipment lying around, there’s always the risk of a customer tripping over and suffering an injury. 20 Jul 2011 05:45:48 GMT http://www.tradesmaninsure.co.uk/damp-proofing-contractors-insurance.html 50562037-2A11-4AC3-A28C-B5F08BB14215 It goes without saying that you would never ask any of your students to try something beyond their abilities, something they simply weren’t ready for physically. But no matter how careful you are, accidents and injuries can still happen. If you hire a hall for your classes then there’s also the risk of someone else’s property being damaged. 20 Jul 2011 05:46:20 GMT http://www.tradesmaninsure.co.uk/dance-teachers-insurance.html 849F2AD7-0B7C-42B5-BFBD-F15394A88E3C As a Domestic Heating Engineer, you know only too well that electricity, gas and water all need to be treated with the greatest respect when they’re inside the home. That’s why you always take the utmost care on every job. 20 Jul 2011 05:47:07 GMT http://www.tradesmaninsure.co.uk/domestic-heating-engineers-insurance.html 895D33E4-4C53-4B25-BF09-1F5C56C9D2A9 When you’re working with glass, you have to be careful. You don’t need us to tell you that. But what about the other risks you face when you’re working on someone else’s premises? 20 Jul 2011 05:47:43 GMT http://www.tradesmaninsure.co.uk/double-glazing-installers-insurance.html E99F5260-4152-464A-BCE6-5644252D5B2A When you’re teaching people to drive, there’s always a risk of injury or damage to property. Whether you’re an individual driving instructor or you run a driving school, you could easily find that you’re held responsible. 20 Jul 2011 05:48:29 GMT http://www.tradesmaninsure.co.uk/driving-school-instructor-insurance.html 419780FD-B74E-4C3C-97B6-39593AF1D3D9 When you’re working on site, there’s always the risk that you’ll cause damage to someone else’s property. Or, even worse, that you’ll be the cause of an accident in which someone else gets injured. 20 Jul 2011 05:49:25 GMT http://www.tradesmaninsure.co.uk/dry-liners-insurance.html F885FC21-9F99-4F57-B4B3-AC1916D35D0C As an Engraver, the potential for causing real damage to other people’s valuable possessions is, let’s face it, very real. And if a client should visit your workshop, there’s always the possibility that he or she - in unfamiliar surroundings with tools and equipment around - will have an accident resulting in injury. 20 Jul 2011 05:50:11 GMT http://www.tradesmaninsure.co.uk/engravers-insurance.html 8D39DD35-36A9-4E36-9465-5A4826DCA047 Whether you travel to your clients’ premises to shoe their horses or whether you work in your own forge, you really should have public liability insurance. 20 Jul 2011 05:51:27 GMT http://www.tradesmaninsure.co.uk/farriers-insurance.html 6091E2E1-50FC-4381-9B2C-365A58060F24 When you’re erecting fences on someone else’s property, no matter how many times you’ve done it before, there’s always the risk that you’ll cause some accidental damage. Even worse, if you leave any tools or equipment lying around, there’s also the risk that a customer will trip and suffer an injury. 20 Jul 2011 05:51:52 GMT http://www.tradesmaninsure.co.uk/fencing-contractors-insurance.html F1744DB0-C859-491E-BCED-D6EEAAEEB1B0 Damage to water or gas pipes. Electricity cables cut through. A customer suffering an injury as a result of stepping on a section of floor that’s no longer there. All things that, as a Flooring Contractor, you probably don’t want to think about. 20 Jul 2011 05:52:34 GMT http://www.tradesmaninsure.co.uk/flooring-contractors-insurance.html 4970AED6-AA75-4538-85F9-DCE8E64ED17D Maybe you work from your own shop. Maybe you visit clients’ premises or other third party venues. Whatever the precise nature of your business, it’s a fact of life that accidents can happen all too easily. 20 Jul 2011 05:53:15 GMT http://www.tradesmaninsure.co.uk/florists-flower-arrangers-insurance.html 76CE7AFC-7290-45A7-8A88-525EEDF63A3B When you’re working in other people’s premises, there’s always the risk of causing accidental damage. Equally, if you’re working in your own premises and a client visits, there’s always the risk that said client will suffer an accidental injury. 20 Jul 2011 05:54:04 GMT http://www.tradesmaninsure.co.uk/furniture-installers-insurance.html ED54BEB4-52AE-4CC6-8A3F-E78F33DDF443 Working as a gardener, or running a small gardening business, you may be wondering why you'd need gardeners insurance. After all, what could go wrong? 20 Jul 2011 05:54:35 GMT http://www.tradesmaninsure.co.uk/gardener-insurance.html 61C326CA-B023-4CB3-A2E8-6E7B9B146C81 You don’t need us to tell you that working with glass has its hazards. Sharp edges, sharp tools; the potential for someone to sustain a nasty injury is always there. And if that someone happens to be the customer or a member of the public, you could be on the sharp end of a claim for compensation. Even if nobody gets hurt, you could still be in trouble if you accidentally cause any damage to the customer’s property. 20 Jul 2011 06:18:15 GMT http://www.tradesmaninsure.co.uk/glaziers-insurance.html 29A2D081-8906-4948-8FC1-004F4653DE0E As an experienced Groundworker, you know only too well the risks involved in what you do. And you obviously take the greatest care to avoid them. But everyone can make mistakes occasionally. Things can go wrong. 20 Jul 2011 06:19:07 GMT http://www.tradesmaninsure.co.uk/groundworks-insurance.html 6A0904D4-1090-4A9D-9E63-40F68D2108FE The ability to turn your hand to any number of different jobs can be a great asset. But when it’s your business, it can have its risks too. 20 Jul 2011 06:20:05 GMT http://www.tradesmaninsure.co.uk/handyman-insurance.html 8C36F544-5EE3-4FFF-8F46-2FCCF8ACE3FB Maybe you work entirely on site. Or maybe you have your own workshop, Either way, if you’re working without public liability insurance, you’re running a serious risk. 20 Jul 2011 06:22:53 GMT http://www.tradesmaninsure.co.uk/joiners-insurance.html 8C5F43FE-0EAE-4809-AB62-58545D7A0993 Working in other people’s premises, whether residential or commercial, has its hazards. You may well be a highly experienced Kitchen Installer / Fitter. But it only takes a small mistake, a small misjudgement, to cause significant damage to the property. Incorrect fittings or tools and equipment left lying in the wrong place could even result in a customer suffering an injury. 20 Jul 2011 06:23:55 GMT http://www.tradesmaninsure.co.uk/kitchen-installers-fitters-insurance.html A11FAF03-3671-40EB-B31E-DFC86E7B4E12 Landscape gardener insurance. Probably the last thing you want to think about. Particularly when the weather's fine and you're spending as much of your time as possible working outside, turning your clients' gardens into something they - and you - can be proud of. 20 Jul 2011 06:27:56 GMT http://www.tradesmaninsure.co.uk/landscape-gardeners-insurance.html 1B51162D-0883-43B4-8B45-5856ACF4671D As a skilled Locksmith, you know exactly what you’re doing. You turn up, you do a professional job, and everything’s fine. But it doesn’t take much for everything not to be fine. If you cause any damage to the customer’s property or - maybe by leaving some tools in a doorway - you’re the cause of the customer having an accident, don’t be surprised if you receive a claim for damages 20 Jul 2011 06:28:27 GMT http://www.tradesmaninsure.co.uk/locksmiths-insurance.html CEC3E39F-5E19-4702-A677-01CAB6B20552 You may be highly experienced. You may know exactly what you’re doing when it comes to fitting out an office. But everyone makes mistakes from time to time. Things can go wrong. 20 Jul 2011 06:29:03 GMT http://www.tradesmaninsure.co.uk/office-fitters-insurance.html 26A14761-FC44-4E44-90BF-D48F442E138B Whether you're a sole trader or you run a contract business, if you're involved in painting and decorating, you need painter decorator insurance. 20 Jul 2011 06:30:05 GMT http://www.tradesmaninsure.co.uk/painter-decorator-insurance.html 2D5B6A88-D9B9-4519-AD52-F1A8D6B3D904 Of course, you would never ask any of your clients to try something beyond their abilities, something they simply weren’t ready for physically. But no matter how careful you are, injuries can still happen. And if you work at your client’s premises, there’s also the risk that you’ll cause some accidental damage to their property. 20 Jul 2011 06:30:41 GMT http://www.tradesmaninsure.co.uk/personal-trainers-insurance.html A8A931A2-4438-4666-9C07-020CADBA6B9E Given what you’re called in to do, your customers are probably only too glad to see you. But no matter how careful you are, there’s always the risk of causing accidental damage to a customer’s property. Even of being unintentionally responsible for causing injury or illness. 20 Jul 2011 06:31:32 GMT http://www.tradesmaninsure.co.uk/pest-control-insurance.html 7EC5A58B-19FE-4D27-97CB-F09C309BA0F2 Restoring other people’s possessions – in some cases highly valued possessions – has its own rewards. That’s probably what you enjoy about being a Piano Repairer. But it has its risks too. 20 Jul 2011 06:32:08 GMT http://www.tradesmaninsure.co.uk/piano-repairers-insurance.html 8CABE11F-C27C-454B-AC3B-B8E751F899E3 As a self-employed tradesman, you know that in a competitive world you're only as good as your last job. So you take great care to ensure that nothing goes wrong. 20 Jul 2011 06:32:42 GMT http://www.tradesmaninsure.co.uk/plasterers-insurance.html C69A0E1D-9DAF-43E4-B86F-67EC97091DE2 Here's a cautionary tale. About plumber insurance. And it all begins when a plumber - let's call him ... how about ... you - is distracted one day and forgets to put an important seal in place when working on the installation of, say, a customer's new bathroom. A leak develops, behind the scenes, and thousands of pounds worth of damage is done to the décor and the fittings of the kitchen below. 20 Jul 2011 06:33:51 GMT http://www.tradesmaninsure.co.uk/plumber-insurance.html 6ABF38ED-CEAF-44BA-ABBE-C7EFB6E56215 Producing beautifully crafted items may well provide you with a real sense of job satisfaction and please your customers. But they won’t be very pleased if they visit your studio and suffer any kind of accident or injury. (And it can easily happen.) In fact, they’ll probably sue you. We live in a litigious age. 20 Jul 2011 06:34:26 GMT http://www.tradesmaninsure.co.uk/pottery-potters-insurance.html 817D96A4-EA44-49C8-8B3B-B3BC4B626593 You may know all there is to know about installing satellite TV. But working on other people’s property can be hazardous. Financially. 20 Jul 2011 06:35:30 GMT http://www.tradesmaninsure.co.uk/satellite-tv-installers-insurance.html 1FAB876B-621F-4EE1-90E6-DF8208362DC4 In this day and age, it doesn’t take much to find yourself on the sharp end of a claim for damages. A visitor to your studio might trip in the unfamiliar surroundings and suffer an injury. That could be enough of a reason to sue you. 20 Jul 2011 06:36:29 GMT http://www.tradesmaninsure.co.uk/sculptors-insurance.html 0172BEEF-FF02-4B3C-B128-AC8E4712AB31 In this day and age what used to be called an accident is now a reason to take legal action. People are only too ready to sue if they feel they have any kind of grievance. All it need take is for someone to trip over in your shop and a claim for damages could be heading your way. 20 Jul 2011 06:36:58 GMT http://www.tradesmaninsure.co.uk/shoe-repair-polishers-insurance.html 26245F87-85BE-45C4-8163-C1161063883E Working on other people’s property has its risks. No matter how careful you are, there’s always the possibility that you’ll cause some damage. And if you leave any tools or equipment in places where people might trip over them, they probably will. 20 Jul 2011 06:38:13 GMT http://www.tradesmaninsure.co.uk/sign-writers-sign-erectors-insurance.html BC052E79-9E7F-4532-B04E-31E0C82D6408 Working in other people’s premises – whether residential or commercial – carries risks. No matter how good you are at diagnosing and rectifying faults with customers’ phone systems, there’s always the possibility that you’ll inadvertently cause some damage to their property. Or, maybe just by leaving your tools and equipment in the wrong place, cause an accident resulting in injury. 20 Jul 2011 06:40:16 GMT http://www.tradesmaninsure.co.uk/telephone-engineers-insurance.html A41F8DD8-8628-4D05-8FBC-590C25916824 However skilled you are at repairing televisions and radios, the fact is you’re still only human. And humans make mistakes – even if only occasionally. And mistakes can result in damage to other people’s property as well as (sometimes through something as trivial as leaving tools and equipment lying around) in accidents and injuries. 20 Jul 2011 06:40:50 GMT http://www.tradesmaninsure.co.uk/television-radio-repairers-insurance.html 385B8CDF-0B2C-463F-A66D-E4BB50EAD610 As a self-employed tiler, you're good at what you do. (You have to be or you wouldn't get the work). You take every care to do the best job possible. So you might be thinking that you don't really need any tiler insurance. After all, what could go wrong? 20 Jul 2011 06:42:34 GMT http://www.tradesmaninsure.co.uk/tilers-insurance.html 52FDCB20-EADE-43B4-B70B-FAE10FBC4C5E No matter how skilled an Upholsterer you are, there is always the risk that you’ll inadvertently cause some damage to a client’s property or, even worse, be the cause of an accident in which the client suffers an injury. Leaving tools and equipment lying around can be all that it takes 20 Jul 2011 06:42:46 GMT http://www.tradesmaninsure.co.uk/upholsterers-insurance.html 61C4B536-89A1-445A-996D-B1BA5FFD7B94 Whether you're just starting out or you've been doing it for a while, don't underestimate the risks attached to window cleaning. And don't make the big mistake of imagining you can do without window cleaners insurance. 20 Jul 2011 06:42:58 GMT http://www.tradesmaninsure.co.uk/window-cleaners-insurance.html B7F07F99-AB3D-4FFC-B90B-02E7E3382F41 What this covers: Legal liability for damages and costs in respect of accidental injury to persons, accidental damage to property or accidental nuisance occuring in connection with the business of the insured and associated risks. 20 Jul 2011 06:42:32 GMT http://www.tradesmaninsure.co.uk/public_liability_insurance.html F078F8D4-6507-46C4-85EF-A0BB2C8C6071 What this covers: Employers Liability Insurance, covers Legal liability for damages and claimant's costs in respect of any person employed arising out of and in the course of their employment, as well as legal costs incurred with the written consent of the insurer. 20 Jul 2011 06:45:51 GMT http://www.tradesmaninsure.co.uk/employers_liability_insurance.html AA2F3EFC-37E7-419C-890F-319FCF594D4A What this covers: Physical loss, destruction or damage to portable tools, including plant and equipment, and trade materials. 20 Jul 2011 06:45:36 GMT http://www.tradesmaninsure.co.uk/tools_equipment_insurance.html 9B805A7B-C616-4475-AB1C-4471D1B4C286