Frequently Asked Questions

Tradesman insurance is all about protecting your business from the unexpected. At Tradesman Insure, we offer cover for things like public liability, tools and equipment, and even employers’ liability. So if something goes wrong on the job, you’re not left out of pocket.

If you’re a tradesperson—electrician, plumber, builder, decorator, or anything in between—you might want to consider insurance. At Tradesman Insure, we help tradespeople who work on-site, use tools, or deal with customers, stay covered and stress-free.

Our cover can include:

Public Liability – If someone gets injured or property is damaged because of your work. Tools and Equipment – Protection against theft or damage for your kit. Employer’s Liability – Protects you if an employee is injured or suffers an illness as a result of their work. A legal requirement if you employ staff. Occupational Personal Accident – Support if you injure yourself whilst on a job and can’t work. See the full list of insurance covers we offer here

Public liability isn’t a legal requirement, but it’s a smart move. If you employ anyone, employer’s liability insurance is a legal requirement. At Tradesman Insure, we make sure you’ve got what you need to stay compliant.

It depends on your trade, the level of cover, and your business size. With Tradesman Insure, policies start from £7* a month, and we’ve got flexible options to suit your budget.

*Based on a handyman requiring £1m public liability cover

Yes, we know your tools are your livelihood. Our tools and equipment cover protects against theft, loss, or accidental damage—whether they’re on-site, in your van, or at home.

It’s easy with Tradesman Insure, either call us on 03333 211403 or email us at info@tradesmaninsure.co.uk. Our claims team will get directly involved, using our knowledge and experience to settle things with the minimum of fuss.

Yes, we offer monthly payment plans so you can spread the cost, or you can pay it all in one go. Whatever suits you best.

No problem. Our policies cover you across multiple sites nationwide. Just let us know where you’ll be working, and we’ll make sure you’re fully protected.

You can get an instant online quote in as little as 90 seconds, ideal for busy tradespeople who need fast, no‑nonsense protection.

Absolutely. You can build a policy that fits your exact needs by selecting only the cover types relevant to your trade, no paying for unnecessary extras.

Most tradespeople choose between £1 million and £5 million in public liability cover, depending on their work and client requirements. Some contractors or commercial sites may require higher limits before work can begin.