Plasterers' Insurance
Protect your plastering business with comprehensive insurance from £7/month*. Get instant cover for public liability, tools, and equipment in just 90 seconds.
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Rated 4.8 out of 5| 4500+ reviewsWhat is plasterers' insurance?
Plasterers insurance is a tailored insurance policy designed specifically for plasterers, and provides a range of different insurance types in one package. It provides cover against different risks that plasterers may face in their day-to-day; from a customer tripping over your tools and injuring themself to a client alleging you have damaged their property, plasterers insurance makes sure that your business is protected from the unexpected. You can choose which insurance types you want to include in your policy, so you only have to pay for the cover you need.
Do I need plasterers’ insurance?
As a plasterer, you face unique risks every day. From accidental property damage to personal injury, the unexpected can happen at any moment. Without proper insurance, you could be left footing the bill for repairs, medical expenses, or even legal fees. Electricians’ insurance from TradesmanInsure ensures that you can focus on the job at hand, instead of worrying about the financial stress of potential claims.
Insurance isn’t a legal requirement for plasterers, unless you have employees (in which case, you will need employers’ liability insurance). However, some customers may ask for proof of insurance before you start a job, and some professional bodies require you to have the correct insurance in place before you join.
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What does plasterers insurance cover?
Our plasterers insurance policy is tailored specifically to meet the needs of plasterers. Here are some of the key covers we offer:
Public liability insurance
Public liability insurance is there to cover you for accidental injury or property damage while you’re on the job. This could include, for example, if you ruined an expensive floor during plastering work and your client took legal action against you for the cost of repairing it. If you work with the public or clients, this insurance will help cover your legal fees and compensation costs if someone files a claim against you. As a plasterer you understand the risks that come with your line of work, so having public liability insurance means accidents can always be patched up.
Tools insurance
At TradesmanInsure, we know how crucial your tools are for your building work. Our policy covers the cost of replacing or fixing tools that are lost, damaged, or stolen due to a fire, flood, or theft from your van. You can choose between regular 8am-6pm cover or 24/7 cover to fit your needs.
Professional indemnity insurance
Professional indemnity insurance is there to cover you if your advice, designs, or expertise end up causing a customer to lose money. If the customer takes legal action against you, this could drain your finances and future projects, so professional indemnity insurance steps in to cover the costs from any negligence claims.
Employers’ liability insurance
If you have employees, employers’ liability is essential. This cover provides benefits to your employees if they are injured or become ill as a result of their work. It covers medical expenses, lost wages, and rehabilitation costs, ensuring your team is taken care of. In the UK this insurance is legal required, so it’s worth looking into this insurance or you could find yourself in hot water. Unless you are exempt from paying employers’ liability insurance, the Health and Safety Executive (HSE) can fine up to £2,500 a day for businesses who don’t have the necessary cover in place. You can also get fined if you fail to display your employers’ liability insurance certificate.
Legal expenses insurance
If you find yourself in a legal dispute, legal expenses insurance can help by covering your legal fees, court fees and other associated expenses such as the costs of hiring solicitors or experts, so you can focus on running your business. For example, if a customer claims you didn’t follow the contract on a plastering job, and takes legal action against you, legal expenses insurance can help cover these costs.
Occupational personal accident insurance
Occupational personal accident insurance is a safety net for a plasterers, ensuring financial protection when you face an injury or accident on the job. Whether you’ve had a minor mishap that keeps you off work for a few weeks or had a life changing accident, this insurance steps in to cover a range of incidents. This policy is there to make sure you’re financially supported during your recovery period, so you can focus on getting back on your feet without fretting over lost income.
how to get plasterers' insurance
To get a quote, fill out our quick and easy online form. Just answer a few questions about your trades business and get a custom quote in no time.
You can spread the cost of your insurance over 10 interest free monthly payments, or you can pay it all at once.
Why choose tradesmaninsure?
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4.8/5 customer rating on Feefo. With over 4500 reviews, you don’t have to take our word for it.
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25+ years’ experience of insuring tradespeople. So you can rely on us to provide the insurance you need.
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Easy online cover. Receive a tailored quote for your trades business in 90 seconds by filling in our quick and easy quote form.
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24/7 legal advice. You can access expert information and guidance with our legal advice helpline, whenever you need it.
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